Solo 401k Plans Offer Protection from Creditors

March 1st, 2017

Retirement accounts have become many Americans’ most valuable assets. That means it is vital that you have the ability to protect them from creditors, such as people who have won lawsuits against you. In general, the asset/creditor protection strategies available to you depend on the type of retirement account you have (i.e. Traditional IRA, Roth […]

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UDFI And Using A 401(k) Plan To Buy Real Estate

February 24th, 2017

One of the advantages of using retirement funds, such as a 401(k) plan, to make investments is that, in most cases, all income and gains from the investment will flow back to the 401(k) plan tax-deferred (or tax-free in the case of a Roth). This is because a 401(k) plan is exempt from tax pursuant […]

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What Is the 2017 UBTI Tax Rate?

February 16th, 2017

Internal Revenue Code Section 511 taxes “unrelated business taxable income” (UBTI) at the rates applicable to corporations or trusts, depending on the organization’s legal characteristics. Generally, UBTI is gross income from an organization’s unrelated trades or businesses, less deductions for business expenses, losses, depreciation, and similar items directly connected therewith. A Solo 401(k) Plan subject […]

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Sell High, Buy Low: Why Now Might Be A Great Time To Invest In Yourself With A ROBS

February 1st, 2017

Here’s a story that first appeared on Forbes.com by contributor Marc Prosser – With U.S. stock markets continuing to hit all-time highs, now might be the perfect time for entrepreneurs to invest in themselves with a Rollover for Business Startups. What are Rollovers as Business Startups? Rollovers as Business Startups (ROBS) enable entrepreneurs to use […]

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How to Use Your 401k to Make Real Estate Investments

January 26th, 2017

Most people mistakenly believe that their 401(k) must be invested in bank CDs, the stock market, or mutual funds. Few Investors realize that the IRS has always permitted real estate to be held inside 401(k) retirement accounts. Investments in real estate with a Solo 401(k) are fully permissible under the Employee Retirement Income Security Act […]

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Adam Bergman – Author of Leading Self-Directed Solo 401(k) Book –Going Solo -To Release Second Edition in January 2017

January 19th, 2017

Updated version of Solo 401(k) plan book Going Solo will include updated 2017 plan contribution numbers as well as new case law on prohibited transactions. Adam Bergman, IRA Financial Group partner and author of the leading book on self-directed Solo 401(k) plans: Going Solo: America’s Best Kept Retirement Secret For the Self-Employed is proud to […]

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Increase in Annual Solo 401(k) Plan Contribution Limits in 2017 Expected to Create Strong Demand for Solo 401(k) Plans in 2017

January 11th, 2017

2017 Solo 401(k) plan maximum contribution amount to increase to $54,000 and $60,000 for individuals over the age of fifty, an increase of $1000 from 2016 IRA Financial Group, the leading provider of self-directed IRA and Solo 401(k) plans, expects to see an increase in demand for the self-directed solo 401(k) plan in 2017 because […]

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Updated Rules for Purchasing Coins with a Solo 401(k) Plan

January 5th, 2017

The IRS does not list the type of assets or investments that may be purchased with retirement funds, but does indicate which categories of assets or investments are not permitted. The categories of transactions that are not permitted to be purchased using a Solo 401(k) Plan can be found in Internal Revenue Code Sections 408 […]

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IRA Financial Group Enhances Year-End Tax Planning Service For Solo 401(k) Plan Clients To Include CPA Services

December 29th, 2016

2016 year-end tax planning service will help IRA Financial Group Clients keep their self-directed retirement structures in IRS compliance IRA Financial Group, the leading provider of “checkbook control”  Solo 401(k) plan solutions, announces an expansion of its year-end tax planning service for all its Solo 401(k) plan clients. The 2016 year-end tax planning service will […]

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Using a 401k Loan to Invest

December 20th, 2016

When it comes to using retirement funds, such as a 401(k) or Solo 401K Plan, to make investments, the question arises whether a 401(k) can utilize a loan as part of the transaction. The IRS has always allowed a Solo 401K Plan to make traditional as well as non-traditional investments such as real estate. However, […]

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