How You Can Use Your 401(k) Funds to Start a New Business

August 2nd, 2017

Leaving your job or thinking of leaving your job and a have 401(k) qualified retirement plan or other type of retirement plan? Why not use your retirement funds to invest in yourself instead of a volatile stock market? Why not use your 401(k) funds on a business you can run, manage, and even earn a […]

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Updated Rules for Purchasing Coins with a Solo 401(k) Plan

January 5th, 2017

The IRS does not list the type of assets or investments that may be purchased with retirement funds, but does indicate which categories of assets or investments are not permitted. The categories of transactions that are not permitted to be purchased using a Solo 401(k) Plan can be found in Internal Revenue Code Sections 408 […]

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Using a 401k Loan to Invest

December 20th, 2016

When it comes to using retirement funds, such as a 401(k) or Solo 401K Plan, to make investments, the question arises whether a 401(k) can utilize a loan as part of the transaction. The IRS has always allowed a Solo 401K Plan to make traditional as well as non-traditional investments such as real estate. However, […]

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Using ROBS to Fund a Business – The Law

April 12th, 2016

The Internal Revenue Code and ERISA have firmly codified the ability to use retirement funds to invest in the stock of a sponsoring company as long as certain IRS and ERISA rules are followed. Internal Revenue Code Section 4975(c) includes a list of transactions that the IRS deems “prohibited”. However, Internal Revenue Code Section 4975(d) […]

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Advantages of Using ROBS to Fund Your Business

January 27th, 2016

When it comes to using retirement funds to buy or finance a business that you or another “disqualified person” will be involved in personally, there is only one legal way to do it and that is through the Business Acquisition Solution, also known as a Rollover Business Start-Up (ROBS). The ROBS solution takes advantage of […]

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The Advantages of the ROBS Solution vs. the Self-Directed IRA to Buy a Business with IRA or 401k Funds

September 16th, 2015

The Business Acquisition & Compliance Solution Structure (BACSS) also known as the “Rollover Business Start-Up” (“ROBS”) Solution is an IRS and ERISA approved structure that allows an individual to purchase a new or existing business with retirement funds and be active in the business without triggering any of the IRS prohibited transaction rules. The ROBS […]

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How to Use a Solo 401k to Purchase Real Estate

July 14th, 2015

Most people mistakenly believe that their 401(k) must be invested in bank CDs, the stock market, or mutual funds. Few Investors realize that the IRS has always permitted real estate to be held inside 401(k) retirement accounts. Investments in real estate with a Solo 401(k) are fully permissible under the Employee Retirement Income Security Act […]

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Real Estate Investors Taking Advantage of Tax-Free Financing Options With IRA Financial Group’s Self-Directed Solo 401(k) Plan

April 28th, 2015

Real Estate Solo 401(k) Plan allows real estate investors to use nonrecourse financing to purchase real estate without tax or penalty IRA Financial Group, the leading provider of self-directed Solo 401k plans has seen a surge in real estate investors using the self-directed solo 401(k) plan to buy real estate with leverage and use the […]

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The Rollover Business Startup Solution

April 14th, 2015

The Business Acquisition & Compliance Solution Structure (BACSS), also known as the “Rollover Business Start-Up” (“ROBS”) Solution, is an IRS and ERISA approved structure that allows an individual to use retirement funds, such as an IRA or 401(k), to purchase a new or existing business or franchise tax-free and penalty-free. The ROBS arrangement typically involves […]

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Making an Investment with a Solo 401k Loan

March 3rd, 2015

When it comes to using retirement funds, such as a Solo 401K Plan, to make investments, the question arises whether a Solo 401K Plan can utilize a loan as part of the transaction. The IRS has always allowed a Solo 401K Plan to make traditional as well as non-traditional investments such as real estate. However, […]

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